In vitro fertilization (IVF) is a life-changing treatment for couples struggling with infertility. Mumbai is one of the top cities in providing quality medical attention and also offers world-class IVF facilities.
However, the cost of IVF in Mumbai can vary significantly depending on several factors.
This blog will examine the factors influencing IVF costs, break down the procedure’s expenses, and consider additional considerations.
We will also check the top IVF clinics in Mumbai that you can consider for the process.
Average Cost Of IVF In Mumbai
The cost of IVF in Mumbai can range from ₹1,50,000 – ₹2,50,000 per cycle. However, this cost can vary based on multiple factors, including the clinic’s reputation, location, facilities, and the specific needs of the patients.
Here, we will explore these factors in more detail
Factors Influencing The IVF Cost In Mumbai
While every individual is different, and so is their concern, the cost of IVF isn’t the same throughout or for all. Here are the factors that affect the cost of the IVF process in Mumbai
- Clinic Reputation
Highly reputed clinics with experienced doctors often charge more due to their success rates and advanced technology.
- Location
Clinics in prime areas or central locations with top-tier facilities tend to have higher costs than those in suburban or less popular areas.
- Facilities
The availability of state-of-the-art facilities and advanced medical equipment can also influence costs.
Clinics offering comprehensive care under one roof might charge more but provide better convenience and quality.
Cost Breakdown Of IVF Procedure In Mumbai
Understanding the detailed cost breakdown can help prospective patients plan better. Here are the main components of IVF costs:
- Consultation Fees
Initial consultation with fertility specialists usually ranges from ₹600 – ₹1,000. This fee includes the doctor’s assessment, a discussion of medical history, and an initial treatment plan.
- Diagnostic tests
Diagnostic tests are crucial for determining the underlying causes of infertility and tailoring the IVF treatment. These tests can include blood tests, ultrasound scans, and semen analysis. The cost of diagnostic tests typically ranges from ₹10,000 – ₹20,000.
- Medications
Medications are an essential part of the IVF process, used to stimulate the ovaries and support the development of multiple eggs. The cost of medications can vary widely based on the patient’s response to treatment. It ranges between ₹50,000 – ₹80,000 per cycle.
- Procedure costs (including doctor’s fees and lab charges)
This includes the costs of egg retrieval, fertilization, and embryo transfer. It also includes the doctor’s fees, embryologist fees, and lab charges. On average, it costs between ₹70,000 – 90,000.
- Additional procedures (ICSI, PGD) and their costs
Some patients may require additional procedures like Intracytoplasmic Sperm Injection (ICSI) or Preimplantation Genetic Diagnosis (PGD) to increase the chances of success. ICSI can add approx. ₹30,000 – ₹50,000 while PGD can add another ₹50,000 – ₹1,00,000 to the total cost.
Additional Considerations & Costs
The primary costs of IVF include consultations, medications, and the procedures themselves. Patients should be aware of several additional considerations and costs.
These additional expenses can significantly impact the overall cost of IVF, so they must be factored into your financial planning.
- Pre-IVF evaluations and tests
Before starting IVF, patients often undergo thorough evaluations, including hormonal assays. This also includes disease screenings. It ranges between ₹10,000 – ₹20,000.
- Any required surgeries or treatments before IVF
Some patients may need surgeries such as laparoscopy or hysteroscopy before undergoing IVF. The costs for such surgeries varied between ₹30,000 – ₹1,00,000.
- Post-IVF care and follow-up.
Post-IVF care includes follow-up consultations, additional medications to support the early stages of pregnancy, and possibly early pregnancy ultrasounds. It can add ₹10,000 – ₹30,000 to the overall expense.
Financial Assistance For IVF Available In Mumbai
Given the high costs associated with IVF treatments, many patients seek financial assistance to make the process more affordable.
- Insurance coverage for IVF in Mumbai
Some health insurance plans in Mumbai now offer coverage for infertility treatments, including IVF.
The Star Women Care Insurance Policy is a health insurance policy catered specially to fulfill women’s health demands under specific conditions.
Family health insurance Optima plan, which is a part of Star health insurance, also includes an ART facility.
It is also important to know about the waiting period, coverage limit, exclusions, and pre-authorization that are to be considered for these insurances.
- Government schemes
Seeing the drop-down in fertility rates as per the NFHS survey, Maharashtra Govt. did come up with a solution for infertility patients.
Patients can avail of the treatment at zero cost in government-run medical colleges and hospitals (GMCH)
- Financing options available for IVF treatments
Financing options can help make IVF treatments more affordable by allowing you to spread the cost over time.
- Healthcare Finance Companies
Companies like Bajaj Finserv offer specialized healthcare loans that cover IVF. These loans typically offer higher approval rates and quicker processing times.
- EMI options at Clinics
Many IVF clinics in Mumbai have partnerships with financial institutions to offer EMI options. This allows patients to pay for their treatment in monthly installments rather than a lump sum. Eg, Nova IVF Fertility
- Credit cards and Health cards
The health EMI network card offers 1,000+ healthcare treatments for EMIs, including IVF.
Some credit card companies allow cardholders to convert large medical expenses into EMIs. This can be a convenient option for those who already have a credit card with a high credit limit.
Top 10 IVF Clinics In Mumbai
Here are the top IVF clinics in Mumbai, renowned for their expertise, cutting-edge technology, and high success rates.
| Area | IVF Clinic | Address | Website |
|---|---|---|---|
| Andheri | Nova IVF Fertility | 101, 1st Floor, Sharayan Audeus Building, above Hard Rock Café, Near Fun Republic Lane, Veera Desai Road, Andheri West, Mumbai -400 058 | Here |
| Bandra | Bloom IVF Centre | Bandra Reclamation Rd, General Arunkumar Vaidya Nagar, Bandra West, Mumbai, Maharashtra 400050 | Here |
| Peddar Road | Jaslok Hospital and Research Centre | 15, Pedder Rd, IT Colony, Tardeo, Mumbai, Maharashtra 400026 | Here |
| Thane | Saraogi Hospital & IRIS IVF Centre | Khetan Apartment, Malad (W, Swami Vivekananda Rd, opp. Telephone Exchange, Mumbai, Maharashtra 400064 | Here |
| Juhu | Mothercare Clinic | No 10, Casablanca Ground Floor Plot, 130, 10th Gulmohar Cross Rd, JVPD Scheme, Mumbai, Maharashtra 400049 | Here |
| Khar | Gaudium IVF | 4th Floor, Samaj Kendra Building, Anand Vihar Society, 20th Road, Chitrakar Dhurandhar Rd, Khar West, Mumbai, Maharashtra 400052 | Here |
| Marine Lines | Mumbai Fertility Clinic & IVF Center | 66-C, Motiwala Building, 1st Floor, Gowalia Tank, A.K. Marg, Grant Road (West), opposite August Kranti Maidan, Mumbai – 400 026. | Here |
| Malad | Cloudnine Fertility | 116,1st Floor, Siddhachal Arcade, CTS Nos. 1084C and 1186A, New Link Rd, Malad West, Mumbai, Maharashtra 400064 | Here |
| Chembur | Iswarya IVF & Fertility Centre | 2nd floor, Skyrise Apartments, Central Ave Rd, Ambedkar Garden, Chembur, Mumbai, Maharashtra 400071 | Here |
| Navi Mumbai | Yashoda IVF Fertility & IVF Centre | Ground Floor Satyam Arcade, Sector 21, Kamothe, Panvel, Maharashtra 410209 | Here |
Conclusion: IVF In Mumbai Can Cost Up To ₹2,50,000 Per Cycle!
Knowing the actual costs of IVF in Mumbai can be challenging, but with thorough research and financial planning, these expenses can be managed effectively.
By choosing the right clinic and leveraging available resources, prospective parents can take confident steps toward fulfilling their dreams of starting a family.
Before you finalize your choice, be sure to get in touch with the doctor and figure out the actual cost you would need!
FAQs
The total cost of IVF in Mumbai typically ranges from ₹1,50,000 – ₹2,50,000 or more, depending on various factors.
Choosing the best IVF clinic in Mumbai depends on individual preferences and needs. Some of the top clinics include Nova IVF Fertility and Bloom IVF Centre.
Yes, it’s possible to have twins with IVF. Chances are that multiple embryos are transferred during the procedure. However, decisions should be carefully made with your fertility specialist.
